A Riddle Without A Clear Answer

Here's a riddle for you. What is something that you can't afford to have, you can't afford to be without, and you hope you never have to use?
Rick Kahler, CFP, resides in Rapid City, South Dakota and is a fee-only financial planner. He is the co-author of "The Financial Wisdom of Ebenezer Scrooge" and "Conscious Finance," both available on Amazon.com. You can learn more about Rick at wwww.kahlerfinancial.com.

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